Ingredients: Cereal - I tried to use, Golden grahams, but could, Only buy, One-serving pack, which, Added some All-Bran., Another time I might try, Shreddies instead. American, Readers feel free, To use no-fat graham, Instead, Pear and Apple spread (I, Used Pear and Apricot, which, Is, What I had - I expect apple, Butter would be a good, Substitute), Tin skimmed condensed milk -, If unavailable, then as, Low-fat as you can, Get, Bananas, sliced lengthwise, About 8 oz cream substitute, I used fromage frais mixed, With Quark, but, If that means nothing to you, Then use yogurt or other, Cream substitute., ...