In a large skillet, brown ground beef; drain. Add next eight ingredients; bring to a boil. Reduce heat; cover and simmer for 20 minutes. Heat 3 to 4 tortillas in a microwave until warm, about 45 seconds. Spoon 3 to 4 tablespoons of beef mixture down side of each tortilla. Top with 2 to 3 tablespoons cheese. Roll up. Wrap each burrito in paper towel, then in foil. Repeat with remaining ingredients. Refrigerate. Eat burritos cold, or remove foil and heat paper towel-wrapped burrito in a microwave on high for about 1 minute. NOTES : "These burritos are great either cold or reheated in a microwave. So theyre perfect for a brown bag lunch," assures Rhonda Cliett of Barton, Texas. Recipe by: Taste of Home Posted to MasterCook Digest by "Brian and Claudia Nagel" on Jan 16, 1999,