preheat oven to 350F. Spray a 9x 12 x 2 baking dish w/ spray. In medium saucepan, combine Rotel, rice & water. Heat to boil, reduce heat, cover,

& simer 1 minute. Remove from heat and let stand 5 minutes. Stir in

pepper, onions and 1 cup cheese. Spread 3 table spoons beans over each

tortilla. Layer rice mixture over beens and sprinkle on more cheese &

salsa. Roll up and place seam down in prepared baking dish. Cover w/

foil. Bake 25 minutes. For an appetizer, cut into inch thick circles,

place on side and sprinkle w/ cheese & salsa before putting in oven.