Mix pudding as directed on box. Add cream cheese, condensed milk and 1/2 to 3/4 of the entire tub of Cool Whip. (I like to add more than less to give the pudding a smoother texture.) Mix well until completely blended. Layer a large and deep casserole or baking dish with cookies, bananas and pudding. Repeat layer. Sprinkle some crumbled cookies on top. Allow to cool for a few hours before serving. Everytime I make this, I am told it's the best banana pudding...ever!