1. Preheat 375 degrees.
2. Mix flour, sugar, margarine and 1/4 cup of Almonds with fork.
3. Press into greased 9 x 13 pan.
4. Bake 15 min at 375 degrees. Cool!
5. Mix cream cheese, powdered sugar. (leave cream cheese for a few hours at room temp to soften before mixing.) 1/2 of the cool whip until smooth. Spread this mixture over cool crust.
6. Mix pudding and milk until thick. (Make sure to use only amount in this recipe - not according top pudding package!)
Spread over the cream mixture.
7. Use the remaining cool whip on top and sprinkle remaining almonds on top.
8. Refrigerate 2 - 3 hours before serving.
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