Process the beans and water in food processor 30 sec until smooth.
Heat oil onion, chili, 1t salt in lg nonstick skillet over med high heat. Cook stirring occasionally until onion softens and just begins to brown about 5 min. Add garlic and cumin and cook another 30 seconds.
Stir in bean mixture reduce heat to med cook until beans have thickened and flavors have blended about 10 min.
season with salt and pepper and serve
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